1. Have a plan for natural disaster and practice Escape routes (in case of fire etc). see American Red Cross general preparedness for details.

 

2. Pack or Assemble an emergency disaster kit.

First aid kit

Non perishable food for 7 days

Water

Blankets and such if you have to get out of home stay out.

 

3. Get a weather radio.

Best buy:

Midland WR100B Weather Radio

4. Prepare yourself in advance for safeguarding documents (electronic and paper), photos earlier. You could move your copy or originals to a bank safe, buy a mini hard disk and backup your electronic data from time to time and keep that elsewhere (say in your office or in a bank safe)

Suggested buys:

SimpleTech Mini 500 GB USB 2.0 Portable External Hard Drive

Seagate FreeAgent Go 500 GB USB 2.0 Portable External Hard Drive